Current Account Deficit – A temporary improvement?

March 27

Current Account Deficit – A temporary improvement?

December quarter Current Account statistics, which were released this morning, were a welcome relief from the gloom and doom of the last few months.

The good news is that the deficit has fallen from a record high of 9.3% of GDP for the March 2006 year to 8.4% for the year ended September 2007 and 7.9% for the latest year.

The bad news is that our deficit is still one of the highest of the 30 OECD countries.

OECD - Largest Current Account Deficits

  As a % of GDP 
 Iceland

 13.90%

 Greece

 11.90%

 Spain

 9.80%

 Portugal

 8.10%

 New Zealand

 7.90%

 Turkey

 7.70%

 Australia

 6.20%

 United States

 5.60%

 Poland

 4.90%

 Hungary

 4.60%

    
The improved performance in the December quarter was primarily due to higher exports, (mainly dairy and Tui oil) partly offset by a rise in petroleum, food and beverage imports.

New Zealand has a chronic Current Account or Balance of Payments problem because we spend far more than we earn overseas and have substantial interest commitments on offshore borrowings.

In 2007 we spent $1.25 offshore for every $1.00 we received and the country’s overseas debt has surged from $131.8 billion to $209.5 billion over the past five years.  Much of this has gone into residential housing instead of revenue earning enterprises.

As a consequence the investment component of the Current Account – the difference between the outflow and inflow of interest and dividends – continues to be the biggest contributor to the deficit. In 2007 the investment sector comprised $12.5 billion of the total Current Account deficit of $13.8 billion.

The international credit crunch will have a negative impact on the Current Account as the major trading banks are reporting that they are having to pay an additional 1% for offshore funds and this upward trend is expected to continue.

The clear message for the New Zealand economy is that a heavy reliance on overseas borrowings has negative consequences for the Current Account deficit, particularly when interest rates are rising.

Brian Gaynor – 27 March 2008


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